A Time to Sow

"To everything there is a season and a time to every purpose under the heaven (Ecclesiastes 3:1, KJV)."
Inspirational Bible Verses: Ecclesiastes 3:1-9

God knows when it is in our best interest to sow or reap. At this point I know I am in the stages of sowing seeds. Sowing is a difficult, dirty, yet necessary time in our lives. Throughout the process of sowing, we get to the core of our shortcomings in Christ. If we are lacking in faith, this time allows us to plant seeds of belief and remove thorns of doubt. Our spirits may be low in unconditional love for our fellowman, therefore we should plant seeds of tolerance and remove weeds of discontent. In a garden over run with pride and self worship, seeds of meekness must be sown. Although reaping gives us rewards of our harvest, it is sowing that builds; faith, love, and meekness. Moreover, sowing strengthens our relationship with God and encourages us to cling closer to Christ. Thankfully God uses this time to mold us into spiritually stronger Christians. So when you find yourself in a spiritually demanding episode of  life, say to yourself, "Thank you God for a time to sow."

AES Horror Stories Part 2

Biblical Inspirational Verses: "Let us not be weary in well doing: for in due season we shall reap if we faint not (Galatians 6:9, KJV)."

     AES has struck again with unethical practices.In a previous post I mentioned I co-signed a student loan that was given an increase in monthly payments by AES despite being in good standing with that company. Now I would like to share the story about the horrible treatment I've received from a second loan with AES that was a part of their Private Loan Rehabilitation Program. In July 2011 my daughter defaulted on her private student loan, for which I co-singed. However in September AES assigned us to the Loan Rehabilitation Program. The program was designed to put people who have defaulted on their private loans a chance to return to good standing. The terms of the program were clear: pay $1200 down payment, $150 month for 10 months. After ten months of on-time payments we would return to our previous payment agreement and receive a Loan Rehabilitation Closure Statement. In addition our credit report would show the monthly payments. We did everything we were suppose to do; we paid the deposit, made on time monthly payments from 9/201-2/12. However without notice AES pulled us out of the program on 3/21/12 and sent the account to Weldman, Weiberg, & Reis, an attorney/collection agency in Ohio. Again, we did everything we met all terms of the agreement but we were still sent to collections. When we called AES/NCT we were told, "We decided we wanted to collect all the money." They acknowledged the payments were made on time and we kept our end of the agreement. Despite all of this we are now in collections and are expected to pay $33,000 in one shot. The attorneys even said they could; garnish our wages, place a lien on our bank accounts and home, and sue us for the full amount. We are working diligently to resolve this issue. All we want is to continue with the payments of the Loan Rehabilitation program.
     Throughout all of this I have become a little despondent. I can see if we were trying to avoid paying our loan, it would make sense if we were sued. However we followed all of the terms of the agreement and yet we are in worse circumstances than if we never paid. How can a company alter the agreement of their program without warning? As I pray for a solution I keep this scripture in mind, " What shall we then say to these things?If God is for us who can be against us(Romans 8:31,KJV)?"